Free Tool

Cash Offer Calculator

See what a cash buyer would likely pay for your Texas or Louisiana property — in seconds. Enter a few details and get an instant estimate with a full breakdown.

Free to useNo personal info requiredInstant resultsFull breakdown included
1
What's your property worth on the open market?
$

Use Zillow, Redfin, or a recent appraisal as a starting point.

2
Property type
3
What's the current condition?
4
Estimated repair cost (if any)
$

Leave blank or enter 0 if you're unsure — we'll factor in condition above.

5
How quickly do you need to close?
6
Any additional factors?

This is an estimate only. Your actual offer may vary based on a full property evaluation.

How Cash Buyers Calculate Offers

Understanding the formula helps you know what to expect — and why cash offers differ from retail market value.

01

Start with After-Repair Value (ARV)

ARV is what the property would sell for on the open market after all repairs and updates are complete. This is the ceiling — everything else is subtracted from here.

02

Apply the 70% rule

Most cash buyers target 65–75% of ARV as their maximum offer. This buffer covers the risk of unexpected costs, market shifts, and the cost of capital.

03

Subtract repair costs

Any work needed to bring the property to market-ready condition comes directly off the offer. The buyer is taking on that cost and risk.

04

Account for holding and selling costs

While the investor owns the property — paying taxes, insurance, and utilities — those costs add up. Plus, they'll pay closing costs when they eventually resell.

05

Factor in investor profit margin

Cash buyers are businesses. A reasonable profit margin (typically 10–15% of ARV) is what makes the model work — and what funds the fast, certain close you're getting.

This calculator provides an estimate only based on general investor formulas. Your actual cash offer from Cash4YoHome may be higher or lower depending on a full property evaluation, local market conditions, title status, and other factors. This tool is for educational purposes and does not constitute a binding offer.

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